Personal Checking
- allows you to earn interest if you maintain a minimum balance of $25.00
- no per-check fees for the number of checks you write monthly
- overdraft protection with savings transfers or line of credit loan is available
- $2.00 monthly service charge if balance goes below $200 anytime during that month
- no service charge for members 55 years old or older
Business Checking
- accounts have a $5.00 monthly fee with a 10 cent charge per check that clears the account within a month
- overdraft protection with savings transfers or line of credit loan is available
Check Card
- available for both Personal and Business accounts, checking and savings account access
- use at ATMs and for all purchases
Direct Deposit
For a safe and convenient option for payroll, government, social security, and retirement payments, have your check deposited directly into your savings or checking account, or automatically make loan payments.
Overdraft Protection by Transfer from Savings
Protect yourself from needless overdraft fees. If you overdraw funds from your checking account, money from your savings account will automatically be transferred in the amount of the overdraft, plus a $2 service fee. You will be notified every time this happens. This service can be done up to six times a month.
| contact us: Strum: (715) 695-2615 | Fall Creek: (715) 877-3247 |






