Consumer Loans

Available for vehicles, vacations, and other personal needs. Interest Rates are determined by what you use for collateral.

Real Estate and Second Mortgage Loans

We refinance first mortgages with fixed interest rates. Closing costs are included in the loan and there are no upfront fees. If you have both a first and second mortgage, the total of these cannot exceed 80% of appraised value without approval from the Board of Directors.

Signature Loans

Members do not need collateral for signature loans, which are available at a higher interest rate. Loans are for personal use items.

Line of Credit Loan

Our line of credit loan is offered to members for overdraft protection on checking accounts. It's activated in $100.00 increments, with a minimum payment of $25.00 a month. All loans must be current in order for the Line of Credit loan to advance funds to your checking.

Credit Card (Mastercard) 

Available to all members. It has a 9.90% interest rate, no annual fee, and 25-day grace period. A $10.00 late fee is charged if you pay 10 days late, after the 25-day grace period.